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Unified financial infrastructure for India

One API.
Every verification suite & financial service.

Verification

Rupeeco is the API hub that sits between your product and India's financial rails — gateways, banks, registries and bureaus. One integration, one contract, one dashboard for payments, verification, collections, banking, commerce, analytics and risk.

  • Live in days with sandbox parity
  • 40+ bank and partner integrations
  • Smart routing across gateways
  • Bank-grade security and encryption
api.rupeeco.in200 OK
POST /v1/payments/orders
{
  "amount": 249900,
  "currency": "INR",
  "routing": "smart",
  "verify": ["pan", "bank"]
}
Routed viaGateway A · 99.2% SR
Risk score12 / 100 · approve
SettlementT+1 · auto-reconciled
Average API response: 180 ms

Integrated with India's payment, banking and verification ecosystem

RazorpayCashfreePaytmPayUCCAvenueBillDeskJuspayEasebuzzProteanIDfySignDeskSuroAuthBridgeVeri5HDFC BankICICI BankAxis BankYES BankKotakSMS / Email ProvidersKYC Data SourcesAccount AggregatorsInsurance PartnersCredit BureausRazorpayCashfreePaytmPayUCCAvenueBillDeskJuspayEasebuzzProteanIDfySignDeskSuroAuthBridgeVeri5HDFC BankICICI BankAxis BankYES BankKotakSMS / Email ProvidersKYC Data SourcesAccount AggregatorsInsurance PartnersCredit Bureaus
How it works

From your product to India's financial rails, in one hop

You integrate Rupeeco once. Rupeeco holds the relationships, contracts and edge cases with every gateway, bank, registry and bureau underneath.

Who uses Rupeeco

  • Startups
  • SaaS platforms
  • Marketplaces
  • Enterprises & SMEs

How you access it

  • API integration
  • Developer portal
  • Dashboard
  • Marketplace

What you get

  • One integration
  • Multiple services
  • Live visibility
  • Maximum value

0+

APIs in the catalogue

0.00%

Platform uptime

0+

Bank & partner integrations

0x

Faster go-live vs. multi-vendor

Industry use cases

Built for the way your business moves money

The same platform, configured for the flows that matter in your industry.

Ship a payment stack in a week, not a quarter

Skip the multi-vendor integration marathon. One Rupeeco key gives you checkout, collections, refunds and verification with sandbox parity from day one.

Talk to a solutions engineer
  • Hosted checkout and payment links live the same day
  • Refunds and settlement reports without a finance hire
  • Verification for customer and vendor onboarding
  • Usage-based pricing that starts at zero
Why Rupeeco

Measurable value, not just endpoints

Teams move to Rupeeco to cut integration effort and lift payment performance. Here is what that looks like in practice.

12%

Higher payment success rate with smart routing

70%

Less engineering effort than integrating vendors directly

90%

Of settlements auto-reconciled on day one

45%

Reduction in fraud-related chargebacks

Quick, simple integration

REST APIs with predictable contracts, idempotency keys and SDKs for Node, Python, Java, PHP and Go. Sandbox mirrors production.

One vendor, eight suites

Add verification, collections or risk without a new MSA, a new dashboard or another engineering sprint.

Routing that protects revenue

Live success-rate routing with automatic failover means a single acquirer outage stops being your outage.

Reconciliation by default

Orders, payments and bank settlements matched three ways, with exceptions surfaced instead of discovered.

Security and compliance first

AES-256 at rest, TLS 1.3 in transit, HSM-backed key custody, RBAC, full audit trails and Indian data residency.

Support that knows payments

Solutions engineers on shared channels, with 24×7 escalation paths for production incidents.

Platform architecture

The engine under every API call

Gateway, auth, throttling, observability, events, orchestration and encryption — the unglamorous work that keeps financial APIs dependable.

Core Platform LayerThe engine every API runs on

API Gateway

Single entry point with regional routing and versioned contracts.

Auth & Authorization

Scoped keys, OAuth2, IP allowlists and granular RBAC.

Rate Limiting

Per-key throttling and burst control that protects downstream banks.

Logging & Monitoring

Full request tracing with 90-day searchable retention.

Caching

Hot-path caching for verification and catalogue reads.

Event Processing

Exactly-once webhooks with replay and dead-letter handling.

Workflow Orchestration

Multi-step financial flows with compensating transactions.

Data Security

AES-256 at rest, TLS 1.3 in transit, HSM-backed key custody.

Infrastructure & Data LayerBuilt for availability and recovery

Cloud Infrastructure

AWS, GCP and Azure with active-active regions.

Microservices

Independently deployable services per domain.

Database Cluster

SQL and NoSQL clusters with synchronous replicas.

Data Warehouse

Columnar analytics store feeding every report.

High Availability

Auto-scaling with zero-downtime deploys.

Disaster Recovery

Multi-region failover with tested RPO/RTO.

In their words
We had four payment vendors and four reconciliation processes. Moving to a single orchestration layer took one sprint and gave finance a single settlement report.

Head of Payments

D2C retail platform

Try first. Subscribe later.

Start with sandbox keys. Talk commercials when you are ready.

Test the full API surface before you sign anything. When you are ready to go live, we price on the volume you actually process.

1

Map your flows

A solutions engineer walks through your money-in, money-out and verification requirements and proposes the shortest path live.

2

Test in sandbox

Pull keys, replay real-world scenarios and validate webhooks against a sandbox that mirrors production behaviour.

3

Go live and scale

Switch to production keys, turn on routing rules, and add new suites from the marketplace whenever you need them.