The same platform, shaped to your flows
Whether you are taking your first payment or reconciling a hundred thousand seller settlements a month, the integration surface stays the same. What changes is the configuration.
Built for the way your industry moves money
Ship a payment stack in a week, not a quarter
Skip the multi-vendor integration marathon. One Rupeeco key gives you checkout, collections, refunds and verification with sandbox parity from day one.
Discuss this use case- Hosted checkout and payment links live the same day
- Refunds and settlement reports without a finance hire
- Verification for customer and vendor onboarding
- Usage-based pricing that starts at zero
Embed financial services inside your product
White-label payments, subscription billing and collections under your own brand, with per-tenant ledgers and revenue share built into the platform.
Discuss this use case- Sub-merchant onboarding with automated KYB
- Metered and tiered subscription billing
- Platform fee collection and split settlements
- Tenant-scoped keys, webhooks and dashboards
Collect once, settle to thousands
Escrow-backed collections with rule-based seller settlements, commission handling and GST-compliant invoicing on both sides of the transaction.
Discuss this use case- Escrow and split settlement on every order
- Seller onboarding with PAN, GST and bank verification
- Commission, TDS and TCS handled at source
- Seller-level reconciliation and statements
Disburse, collect and monitor on regulated rails
Account Aggregator data for underwriting, escrow for disbursal, eMandate for repayment and AML monitoring throughout the loan lifecycle.
Discuss this use case- AA-based bank statement and income analysis
- Escrow-controlled disbursal with audit trail
- UPI Autopay and NACH repayment mandates
- Continuous sanctions and PEP screening
Automate receivables, reconciliation and tax operations
Move collections onto a single API with maker-checker controls, ERP-synced reconciliation and GST-ready documentation for every rupee that moves.
Discuss this use case- Virtual accounts and collections at file scale
- Maker-checker approvals and role-based access
- Three-way reconciliation into Tally, SAP or Zoho
- GST e-invoice and e-way bill generation
Pick the problem, we will point at the suite
Higher payment success rates
Smart routing evaluates live acquirer health, issuer behaviour, instrument and ticket size before every attempt, then retries on the next best rail instead of returning a failure to your customer.
- Live success-rate routing
- Automatic acquirer failover
- Retry logic tuned per failure code
- Network tokenisation across gateways
Faster, cleaner reconciliation
Orders, payments and bank settlements are matched three ways automatically. Fees, taxes and chargebacks are normalised across providers so month-end stops being a spreadsheet exercise.
- Three-way auto reconciliation
- Normalised settlement reports
- Virtual accounts for self-tagging credits
- ERP sync with Tally, SAP, Zoho
Lower fraud and compliance risk
Every transaction is scored inline against device intelligence, velocity rules and sanctions data, with editable rules and case management for the exceptions that need a human.
- Sub-10ms risk decisions
- Editable, versioned rule sets
- Device and behavioural intelligence
- AML screening with STR-ready cases
Faster customer and vendor onboarding
PAN, Aadhaar, GST, CIN and bank verification resolve against source-of-truth registries in a single call, so onboarding stops waiting on manual document review.
- KYC and KYB in one API call
- Penny-drop bank account validation
- Fuzzy name matching across documents
- Signed, audit-ready verification trails
“We had four payment vendors and four reconciliation processes. Moving to a single orchestration layer took one sprint and gave finance a single settlement report.”
Head of Payments
D2C retail platform
Start with sandbox keys. Talk commercials when you are ready.
Test the full API surface before you sign anything. When you are ready to go live, we price on the volume you actually process.
Map your flows
A solutions engineer walks through your money-in, money-out and verification requirements and proposes the shortest path live.
Test in sandbox
Pull keys, replay real-world scenarios and validate webhooks against a sandbox that mirrors production behaviour.
Go live and scale
Switch to production keys, turn on routing rules, and add new suites from the marketplace whenever you need them.